FINANCE · HOME BUYING

Taiwan home-buying cost calculator

See how much cash you need beyond the sticker price.

Local calculation · no purchase data uploaded

1 · PRICE & LOAN

Price and mortgage

Purchase price (TWD) Mortgage ratio%

2 · TAX BASES

Tax and registration bases

These values are not necessarily the market purchase price. Enter the figures from the official contract, tax notice or scrivener estimate when available.

Assessed house contract value for deed taxDeed tax estimate = this value × 6%. Land in land-value-increment-tax areas is not included in the deed-tax base. Public deed amount for stamp taxStamp tax estimate = public deed amount × 0.1%. Ownership-transfer registration right valueRegistration fee estimate = entered right value × 0.1%. Mortgage registration right valueUse the mortgage-right amount shown by the bank or scrivener, not the loan principal if they differ.

3 · OTHER COSTS

Brokerage and other upfront costs

Buyer brokerage rate%Enter the rate in your agreement. The legal 6% cap applies to the total remuneration collected from both sides, not a fixed buyer rate. Scrivener / conveyancing fee Bank setup / appraisal fees Insurance and guarantee fees Renovation Furniture, appliances and moving Other upfront costs

BREAKDOWN

Where does the extra cash go?

The bars show each cost as a share of all extra costs, excluding the purchase price and down payment.

TAIWAN REFERENCE

How the built-in statutory rates are applied

Deed tax · 6%

Calculated from the assessed contract value / official house standard price you enter, not directly from the market purchase price.

Ministry of Finance source ↗

Stamp tax · 0.1%

For the public deed used to register an immovable-property right, estimated from the deed amount you enter.

Ministry of Finance source ↗

Registration · 0.1%

Ownership-transfer and mortgage-registration fees are estimated separately from the entered right values.

Land Act Article 76 ↗

Brokerage · enter your contract

The 6% rule is a ceiling on total brokerage remuneration collected from one or both sides; it is not a fixed buyer-side rate.

Ministry of the Interior source ↗

What is not automatically included?

Possible items include property/land tax prorations at handover, notarization, building management deposits, parking-related charges, lender-specific insurance, guarantee products, early-stage interest, utilities, and fees negotiated in the sale contract. Add them to “Other upfront costs” when relevant.

Frequently asked questions

How do I use it?

Fill the on-page fields and review the estimate.

Is anything uploaded?

Everything runs locally in your browser and is not uploaded.

How is this different?

Estimates only—not bank, tax, or legal advice.